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You should carefully consider whether the offered notes are suited to your particular circumstances. These pricing models are proprietary and seekiing in part on certain assumptions about future events, which may prove to be incorrect.

As a result, the actual value you would receive if you sold your notes in the secondary market, if any, to others may differ, perhaps materially, from the finlanv value of your notes determined by reference to our models due to, among other things, any differences in pricing models or assumptions used by others. In addition to the factors discussed above, the value and escorts en santo domingo price of your notes at any time will reflect many factors and cannot be predicted.

These changes may adversely affect the value of your notes, including the price you may receive for your notes in any market making transaction. Furthermore, if you sell your notes, you will likely be charged a commission for secondary market transactions, or the price will likely reflect sw, dealer discount. This commission or discount will further reduce the proceeds you would receive for your notes in a secondary market sale. The Notes Are Subject to the Credit Risk of the Issuer and the Guarantor Although the return on the notes will be based on the performance of the underlier, the payment of any amount due on the notes is subject to the credit risk of GS Finance Corp.

The notes are our unsecured obligations.

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The Amount Payable on Your Notes Is Not Linked to the Level of the Underlier at Any Time Other than the Determination Date The final underlier level will be based on the closing level of the underlier on the determination date subject to adjustment as described elsewhere in this pricing supplement. Therefore, if the closing level of the underlier dropped precipitously on the determination date, the cash settlement amount for your notes may be ificantly less than it would have been had the cash settlement amount been linked to the closing level of the underlier prior to such drop in the level of the underlier.

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You should carefully review these risks and considerations as well as the terms of the notes described herein and in the accompanying prospectus, the accompanying prospectus supplement, the accompanying general terms supplement no. Thus, you may lose a substantial portion of your investment in the notes, which would include any premium to face amount you paid when you purchased the notes.

The maximum settlement amount will limit the cash settlement amount you may receive for each of your notes at maturity, no matter how much the level of the underlier may rise beyond the cap level over the life of your notes. The Notes Are Subject to the Credit Risk of the Issuer and the Guarantor Although the return on the notes will be based on the performance of the underlier, the payment of any amount due on the notes is subject to the credit risk of GS Finance Corp. Your notes are a riskier investment than ordinary debt securities.

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